Summer of love

The six months since The International Bank of Bob was released have been a blast.  I have so many people to thank.

Since last I updated this site (in February! I suck at the Internets):

Day of release, the book shot to #3 on Amazon, mostly thanks to a ton of Kiva lenders grabbing copies all at once. The book went into its second printing in less than 24 hours. Thanks, Kiva lenders! (I’m sure Bloomsbury, my publisher, thanks you, too.)

There was a lot of nice press, too—the New York TimesSan Francisco ChronicleUSA TodayBoston GlobeTravel+LeisurePBS NewsHourForbesMarieCurrent TV, among a lot of others.



Even Chinese state television (!).


The tour of SF, LA, NY, and DC was awesome. Big crowds, lots of old friends. The Strand event in NY was a real highlight.  I was also invited to give talks at Citi, Visa, and Google, whose team lending total increased by almost tenfold soon after. (I’m not sure how much my talk had to with that; I’m sure that the people who organized my talk drove all that lending, and I was a handy prop at most. Still, cool.)  A bunch of book clubs have asked me to Skype in, too, some from as far away as Europe and Australia. Meeting people who appreciate the book never gets old.

More important by far: more than 15,000 new lenders have taken advantage of the “Bank of Bob” free trials page at Kiva, creating new accounts and making their first $25 loans to small mom-and-pop businesses all over the world. (If you’re curious, click the link. Poke around. You’ll probably dig it.)  Meanwhile, the Friends of Bob Harris team at Kiva is approaching $4 million in loan volume, having made nearly 130,000 loans to small businesses in 76 countries. I can’t even get my head around those numbers.

And we’re just getting started. This fall, the book has already received academic adoption at a number of university “first read” programs.  And as I write this, I’m in New York, taking a little time for fun. Then I head for Brussels, where I’ve been invited to present the book in the European Parliament. (Those words look really weird to write.)

I’ve said this individually to everyone I can reach, but for the record: heartfelt thanks to readers, lenders, Kiva, friends, family, booksellers, my publisher, various writers and interviewers, nice folks at a bunch of colleges and corporations, and most of all, to the kind and hardworking people in nearly two dozen countries who opened the lives and work and homes and hearts in various ways, just because I asked.

I have been given more than I ever dreamed of asking for, nearly everywhere I’ve gone. Best summer—heck, best four and a half years—of my life. Thank you.


Blowing it up in Nicaragua

I’m about to help a new friend blow up some stuff in Nicaragua.

This really isn’t what I originally set out to do here. But it seems like a good idea now. Mostly because Luis Alberto is so pleased about it.

Luis Alberto and I are standing on a deserted rural road flanked by barbed wire, marking the edges of dry empty fields. Just a 20-minute ride from the bustling streets of León, the only sounds here are the rustling of dry leaves, the occasional bark of a distant dog, and metallic hammering from a nearby tin-roofed work site.

This quiet strip of pavement is a perfect place to light a fuse, plug our ears, and giggle.

Luis Alberto blows things up for a living. He and his employees make fireworks, and his business has been financed in part by Fundación León 2000, the local Kiva partner. They’ve loaned Luis the equivalent of $850 to buy gunpowder, coal, sulfur, nitrate, and assorted kablowie necessities. Fundación León 2000, in turn, has financed Luis’s loan through Kiva. I’ve chipped in $25 to his loan at Kiva here.

Meanwhile, I’ve spent sizable chunks of the last few years traveling to visit borrowers in Bosnia, Lebanon, Cambodia, and so on, writing a book about Kiva and microfinance while meeting as many loan recipients as I can. That’s why I’m here in Nicaragua, where a Fundación León 2000 loan officer has kindly led me to Luis Alberto’s door in a working-class quarter of León, and Luis’s family has immediately welcomed me with cold drinks, family photos, wedding pictures, and stories.* 

We’ve talked about business as well: the fireworks trade has high periods around holidays, so depending on the calendar, Luis Alberto may have eight, ten, maybe a dozen men working for him. (Knock-on job creation like this can be a positive side effect of many microloans, not always apparent in a Kiva profile.) At the time of my visit, he employs about a half a dozen men, all at a work site safely far from any residential area. Would I like to see it?

So now, trying to return his trusting spirit, I’ve followed Luis Alberto to his outdoor explosives-making workshop along this rural Nicaraguan road. As he places a single three-walnut-sized firework on the ground, my inner Cub Scout kicks in, compelling me to check the wind direction, raise my arms to warn nonexistent traffic, and scan the ground worriedly for some kind of makeshift ear protection. (Look! Two squirrels! That should work!)

I’m also hoping that this one demonstration will be the only kaboom that I hear. The manufacturing work is all done by hand, with people sitting between bins filled with various powders, fuses, and kaboom-containers, creating each firework with assembly-line repetition: grab one of these, scoop some of this into there, mash it down with this metal thing, and repeat.

In skilled hands, each firework takes about 45 seconds to make. The guys are friendly and eager to demonstrate the process for their skittish American visitor. Tengo miedo un poco, I manage to summon from my gringo-watching-telenovelas Spanish. I’m a little afraid. This brings only friendly laughter — it’s perfectly safe, they tell me. I should try it myself and see! Um… okay.

The results, in my hands: grab one of these, scoop some of this into there, drop that thing by accident, spill the powder back into the bin, get some of it on my pants, grab one of these again, and so on. Five minutes later: one firework and all ten fingers. A moral victory.

Now I’m dripping in sweat from the heat. And I’ve only been out here for maybe an hour, tops. These men work up to ten hours a day, but they have dreams and families to work for, so there it is.

As with nearly every client and business I’ve visited in these travels, I can barely imagine the patience and physical endurance involved. All I can map it to: when I was growing up in Ohio, my dad spent his entire adult life doing manual labor to support our family. He’d work in a warehouse, take third shift, lay sod in the hot sun, whatever was necessary. It’s hard to look at these workers in Nicaragua—or anywhere I’ve visited—and not see at least some resemblance. And my dad obviously had things a lot easier, given a minimum wage, occupational health and safety regulations, and so on.

One of the cruelest stereotypes about economic struggle is that it’s caused by a lack of hard work. Just one day in the field with microlending clients should be enough to convince anyone otherwise.

Finally, out in the street, ready to demonstrate the results of all the handiwork, Luis Alberto has the happy grin of a teenager. He’s 63 years old, mind you, and he speaks to his employees more as a father than as a boss. But when he’s about to light a fuse, he has the same smile he must have had when he was a kid.

Finally: match, fuse, ba-BAMM! We giggle like ten-year-olds. For one gorgeous instant, language, age, religion, and nationality disappear. It’s only one moment, sadly, and a Beavis and Butthead one at that. But this was hardly the only such moment of connection.

On my arrival at Luis Alberto’s home, recall, the discussion was immediately of things that matter everywhere: work, love, marriage, age, death, hope for the children, pride in small victories. I bet you feel connected to all of that, too, even through a computer, wherever you are.

I can’t change the birth lottery, any government, nor the slightest whim of the global economy. I don’t pretend for one second that my $25 loan or the afternoon I spent counting and re-counting my fingers (Ten? Yes!) with Luis Alberto, by themselves, had any great effect on his life.

But I can and do feel grateful to be able to help this gentle, funny man to create great effects in his own life, to provide a home for his family and employment for those around him.

And after visiting clients from Kenya to the Philippines, when I look at the Kiva website and scan through the thousands of photos and stories, I can only feel excited for more.

* Incidentally, I don’t volunteer to clients that I’m a lender. An indebtedness vibe would not only feel kinda gross, but factually inappropriate, what with pre-disbursed funds and the likelihood that some other Kiva lender would have invested in the loan if I hadn’t. I’ll admit that I’m a lender if anybody asks, but almost nobody does, and it seems a lot friendlier, simpler, and more accurate just to say that I’m an American interested in their lives. This is certainly true.